MAHARDIKA, Z. Indonesia’s Electronic Money Landscape: Between Effectivity and Inclusivity. Journal of Central Banking Law and Institutions, [S. l.], v. 4, n. 1, p. 1–22, 2025. DOI: 10.21098/jcli.v4i1.253. Disponível em: https://jcli-bi.org/index.php/jcli/article/view/253. Acesso em: 3 feb. 2026.