Nefi, Arman, and Agus Sardjono. “The Urgent Need to Amend the Indonesian Law on Currencies to Face the Digital Age”. Journal of Central Banking Law and Institutions 1, no. 1 (January 31, 2022): 23–46. Accessed April 17, 2026. https://jcli-bi.org/index.php/jcli/article/view/8.