SARI, N.; PRAJOKO, D. A.; ISTIQOMAH, N. .; MASKUR, F. .; DUPI, M. Transforming Financial Risk Management and Operational Efficiency: The Impact of AI Adoption in Indonesian Banks. Journal of Central Banking Law and Institutions, [S. l.], v. 5, n. 3, p. 599–630, 2026. DOI: 10.21098/jcli.v5i3.442. Disponível em: https://jcli-bi.org/jcli/article/view/442. Acesso em: 25 sep. 2026.